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Current Accounts

Benefits of Ujjivan Current Account:

  • Free cash deposits across all Ujjivan Small Finance Bank branches up to 12 times of monthly average balance or `5 lakhs, whichever is higher
  • Enjoy Cash & Cheque pickup facility at your Doorstep ( Offered in selected cities through third party tie-ups)
  • No additional charges for non-home branch transactions - Every branch is home branch!
  • Unlimited free ATM transactions at all Ujjivan Small Finance Bank ATMs
  • Financial transactions through Branch, ATM, Net banking and Mobile banking
  • Point of Sales Solutions (POS) - Stand-alone POS terminals / Wireless POS Terminals – GP` terminals (Offered through third party tie ups)
  • Enjoy the facilities of SMS banking and Missed call banking along with 24/7 support from toll free phone banking center.
  • Remittance facilities - NEFT/RTGS/IMPS
Premium Current Account

1. Business Edge Current Account

Today the way we do business has changed as much as the nature of Business itself. The Business Edge Current Account is designed to help you and your business stay ahead of these changes.

  • Features: Features

    • Decide your own cash deposit limit according to your business seasonality, Introducing Flexi Next and Flexi Now.
      Flexi Next Flexi Now
      12 times the average balance maintained in the PREVIOUS MONTH or 5 lakhs( whichever is higher) 12 times the average balance maintained in the CURRENT MONTH or 5 lakhs( whichever is higher)
    • Free IMPS, RTGS and NEFT thorough any channel
    • Free POS and CMS services on maintenance of required monthly average balance
    • NO Additional charges for Non- Home branch transactions
    • Enjoy the benefits of Rupay Platinum Debit card 1
      • Enhanced limits of ` 1,50,000 per day in ATM & Shopping
      • Lounge Access - 2 free access per quarter across 30+ Domestic lounges PAN India
      • 5% cash back on Utility Bill payments (up to a monthly cap of ` 50/-)
      • Concierge Services , 24X7 services with Hindi & English language support services
    • Unlimited free ATM transactions at all Ujjivan Small Finance Bank ATMs and 10 free transactions at other bank ATM
    • 50 Free Cash withdrawal at Ujjivan Branch every month
    • 200 Free Cheque leaves per quarter
    • Monthly Average Balance as low as `25000 Only
    • Rewards & Benefits: For Every incremental balance maintained in the account, enjoy the benefits that provides an Edge to your Business

      AVERAGE MONTHLY BALANCE LESS THAN `25000 BETWEEN ` 25,000 & `50,000 MORE THAN `50,000 MORE THAN `1,00,000
      POS INSTALLATION Minimum Charges FREE FREE FREE
      POS RENTAL Minimum Charges Minimum Charges FREE FREE
      CMS Minimum Charges 2 Free On Call cash pickup services , There after Chargeable 4 Free On Call cash pickup services , There after Chargeable FREE BEAT SERVICES

      1The Platinum Debit features and benefits on Rupay Platinum Debit Card are provided by Rupay and can be discontinued at any time without any prior notice to the customer at the sole discretion of the Bank/Rupay

  • Eligibility: Features

      To be eligible for a Business Edge Current Account you must be a:

    • Resident Individual
    • Sole Proprietorship
    • Partnership Firm
    • Limited Liability Partnership
    • Limited Company
    • Hindu Undivided Family
  • Other details: Features

    • Need for maintenance of Monthly average balance of `25,000 per month
    • Non-maintenance of the minimum balance entails a fee of `500+ GST per month.
Premium Current Account

2. Premium Current Account

  • Features: Features

    • Free cash deposits across all Ujjivan SFB bank branches upto 10 times of the previous month’s average balance or ` 3 lakhs whichever is higher
    • 100 free “at par” cheque leaves per quarter
    • Free Electronic Fund Transfer – NEFT, RTGS, IMPS. Remit money anywhere anytime across India free of cost.
    • Point of Sales Solutions (POS) - Stand-alone POS terminals / Wireless POS Terminals – GP`terminals (Offered through third party tie ups)
    • Enjoy the benefits of Rupay Classic debit card with Unlimited free ATM transactions at Ujjivan ATM and 10 free transactions at other bank ATM
    • Enhanced limits: `1,00,000 per day in ATM and Shopping
    • Free e-statement
    • 50 Free Cash withdrawal at Ujjivan Branch every month
    • Transaction alerts for updates on your account as and when transactions happen. No need to visit a branch or ATM
    • 24x7 Customer Care
    • Non-cash services (DD and PO transactions at nominal cost)
  • Eligibility: Features

      To be eligible for a Premium Current Account you must be a:

    • Resident Individual
    • Sole Proprietorship
    • Partnership Firm
    • Limited Liability Partnership
    • Limited Company
    • Hindu Undivided Family
  • Other details: Features

    • Need for maintenance of Monthly average balance of `10,000 per month
    • Non-maintenance of the minimum balance entails a fee of `200+ GST per month.
Regular Current Account

3. Regular Current Account

  • Features: Features

    • Free cash deposits up to ` 1,50,000 per month at any Ujjivan SFB branch.
    • 50 free “at par” cheque leaves per quarter
    • Point of Sales Solutions (POS) - Standalone POS terminals / Wireless POS Terminals – GP`terminals (Offered through third party tie ups)
    • Enjoy the benefits of Rupay Classic debit card with Unlimited free ATM transactions at Ujjivan ATM and 6 free transactions at other bank ATM
    • Enhanced limits of ` 50,000 per day in ATM and ` 1,00,000 in Shopping
    • 50 Free Cash withdrawal at Ujjivan Branch every month
    • Monthly e-statement
    • Electronic Fund Transfer – NEFT, RTGS, IMPS at nominal costs
    • Transaction alerts for updates on your account as and when transactions happen. No need to visit a branch or ATM
    • 24x7 Customer Care
    • Non-cash services (DD and PO transactions at nominal cost)
  • Eligibility: Features

      To be eligible for a Regular Current Account you must be a:

    • Resident Individual
    • Sole Proprietorship Firm
    • Partnership Firm
    • Limited Liability Partnership
    • Limited Company
    • Hindu Undivided Family
  • Other details: Features

    • Need for maintenance of Monthly average balance of `5,000 per month
    • Non-maintenance of the minimum balance entails a fee of `150+ GST per month.

4. TASC Current Account

  • Features: Features

    • No Average Monthly Balance criteria

    • No initial deposit for account opening

    • Passbook facility – On request – free

    • Monthly e-statement (on request)

    • Monthly Physical statement – on request, free (not provided if opted for e-statement)

    • 6 at par Cheque Books (150 leaves) per Quarter free

    • Free cash deposit facility at branch up to 15 times the monthly average balance maintained in the previous month

    • 100 free Electronic Fund Transferss

  • Services Offered: Services Offered

    • Standing instructions facility

    • Number and amount of withdrawals at branch (monthly) – Unlimited

    • SMS alert facility