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MSE LOANS 
Loan Against Property
- Loan Amount Range(in Lakhs): `3.00 - `10.00
- Tenure Range(In months): 36 - 84 (subject to periodical review)
- Rate of Interest(ROI): 17 - 19% p.a. reducing
Secure Business Loan
- Loan Amount Range(in Lakhs): `10.01 - `25.00
- Tenure Range(In months): 36 - 120 (subject to periodical review)
- Rate of Interest(ROI): 17 - 19% p.a. reducing
Secure Enterprise Loan
- Loan Amount Range(in Lakhs): `10.01 - `50.00
- Tenure Range(In months): 36 - 120 (subject to periodical review)
- Rate of Interest(ROI): 14 - 17% p.a. reducing
Overdraft Against Property
- Loan Amount Range(in Lakhs): `11.00 - `50.00
- Tenure Range(In months): 12 (subject to periodical review)
- Rate of Interest(ROI): 14 - 17% p.a.
Business Edge Term Loan
- Loan Amount Range(in Lakhs): `25.00 - `200.00
- Tenure Range(In months): 36 - 120 (subject to periodical review)
- Rate of Interest(ROI): 13 - 15% p.a. reducing
Business Edge Overdraft
- Loan Amount Range(in Lakhs): `25.00 - `200.00
- Tenure Range(In months): 12 (subject to periodical review)
- Rate of Interest(ROI): 12 - 14% p.a.
Fees and Charges Applicable*
- Documentation Charges: Up to `10,000/- + GST.
- Processing Fees (% to the Limit): Up to 2.5% + GST.
- Stamp Duty on Loan Documents and Security Document: Actuals (as per statutory provisions prevailing in the concerned State in which the loan/security documents are executed).
- Life Insurance Premium for Borrower (If opted by the Borrower Voluntarily): As per the guidelines of the Insurer.
- CERSAI Charges (INR): `50+ GST up to `5 Lakhs Loan Amount & `100+ GST for any Loan amount greater than `5 Lakhs.
- Additionally, other Charges, Fees, Prepayment Penalty, Pre-closure Charges, Penal Interest ect. as per the conditions in the Sanction Letter to be issued by USFB shall also be applicable.
*NOTE: Applicable taxes shall be levied on all Fees and Charges specified above. All Fees, Charges and Tax are non-refundable.