If you've taken out a Home Loan, it's important to understand the consequences of defaulting on your payments. A home loan default occurs when you fail to make your scheduled monthly payments for an extended period of time. 

The process of financing a home can be complex and overwhelming, especially when it comes to understanding the role of stamp duty and registration fees. 

Owning a home is a dream shared by many, but managing the financial aspects of it can be overwhelming. One of the biggest financial commitments is a home loan, and finding ways to make it more manageable is essential. 

The Impact of Interest Rate Changes on Your Home Loan Home loan borrowers have been severely impacted by the increase in interest rates and consequently higher EMIs compared to just 28 months ago. 

Buying a home is a dream that many of us share. However, understanding the different aspects of a Home Loan can be confusing, especially when it comes to repayment options. Two common terms you'll encounter are Pre-EMI and Full EMI. 

If you have been on social media platforms, you may have come across posts of customers generally cribbing about their two-wheeler loan. 

When it comes to financing a new bike purchase, many find themselves torn between Two-Wheeler Loan and personal loan. 

Traffic, traffic, and more traffic! All young professionals living and working in cities share a common source of disappointment

In the world of two-wheeler financing, opting for a short-term loans can be a wise strategy to save on interest payments. 

In India, banks generally offer two types of Two-Wheeler Loans – loans for used bikes and loans for new bikes. 

According to a survey report by TechSci Research, India's Two-Wheeler Loan market is likely to be USD 12.3 billion industry by 2025, suggesting an annual compounded growth of approximately 11%. 

India is witnessing a surge in demand for sustainable transportation options, with electric two wheelers leading the charge. 

The road to homeownership is a fascinating journey. Lots of planning, plenty of brainstorming, mulling over decisions, etc., the entire process may seem like a rollercoaster ride, especially when it comes to choosing the right financier. 

When purchasing a home, there are numerous documents and certifications to consider. Among these, the Certificate of Occupancy (CO) stands out as an important piece of property certification. 

Owning a home is a dream for many, and home loans have made this dream more achievable. Leaving aside the home buying aspect, home loans come with additional benefits like tax savings. 

Home loan insurance and term insurance policy both offer protection against life's uncertainties. However, the end-usage and the intent of these two products are largely different. 

Buying a home is a significant milestone, especially in your 40s when you have more financial stability and clarity about your long-term goals.

Navigating the journey of home loan - from approval to disbursement - can be thrilling yet daunting. 

When you hear the term retirement planning, your mind probably jumps to investments like mutual funds, PPF, NPS, or maybe even gold. 

As a Non-Resident Indian (NRI), managing your financial commitments in India can be challenging. 

When it comes to saving money, one of the primary concerns is ensuring both risk management and financial security. 

In India, many couples or parents have a joint Savings Account. Many of them say that having a joint account help them manage money in a better way. 

Women are breaking barriers and achieving success in every field. With this rise in financial independence, suitable infrastructure is important to support women's growth.

For high-income earners, managing wealth effectively requires a strategic approach that goes beyond traditional savings methods. While a high income provides significant financial opportunities, it also has unique wealth preservation and growth challenges. 

Safeguard your child's future with Fixed Deposits (FDs). 

Life is unpredictable, and preparing for the unexpected is essential. 

 In today's uncertain financial landscape, safeguarding our hard-earned money is a top priority.

The surge of digital banking has revolutionised how we manage our finances, with convenient access to a wide range of financial products and services. 

As interest rates fluctuate, it becomes crucial to have a strategy in place to ensure your Fixed Deposits (FDs) continue to provide the desired returns.

Starting and running a business can be both exciting and challenging. One of the key aspects of ensuring its success is building a strong financial safety net.

Fixed Deposits have always been a popular investment option in India. They offer a safe and secure way to grow your savings while earning a fixed interest rate.

When managing your finances, choosing the right banking options is crucial. Two common choices are Savings Accounts and certificates of deposits (CDs). But how do you decide which one is best for you?

Finding reliable investment options can be challenging during economic uncertainty. 

When managing your finances, choosing the right banking options is crucial. Two common choices are Savings Accounts and certificates of deposits (CDs). But how do you decide which one is best for you?

In the Indian investment landscape, two of the most popular options for conservative investors seeking stable returns are Fixed Deposits (FDs) and Bonds.

Post COVID-19 pandemic, businesses have moved to digital adoption across various sectors, and the banking industry is no exception. 

Fixed deposits have always been a reliable investment option, offering stability and assured returns.

In today's fast-paced world, both Savings Accounts and digital wallets offer convenient options for managing your finances. 

In investing, bear markets are an inevitable part of the journey. These periods of economic downturn can be challenging for investors, causing panic and uncertainty

When it comes to saving your money, fixed deposits (FDs) are often considered a safe option. However, like any financial product, FDs have both risks and rewards.

Are you looking for a reliable investment strategy that offers steady returns? Fixed Deposits (FDs) can be an excellent choice. .

The adventure motorcycle segment in India has been experiencing significant growth, with enthusiasts eager to explore off-road terrains and embark on long-distance journeys. 

When it comes to growing money with minimal risks, most investors turn to Fixed Deposits (FDs). With FDs, you can invest your funds in a controlled manner, knowing exactly what to expect from your investment.

When it comes to saving and investing money, Fixed Deposits (FDs) are a popular choice among Indian households. 

Managing your finances effectively is crucial to achieve your long-term financial goals.

Did you know that, on average, Indians save approximately ₹425,725.54 in fixed deposits (FDs)? 

When it comes to investing, Fixed Deposits (FDs) have long been considered a go-to option for many Indians.

Two-Wheeler Loans offer a convenient way to finance your dream bike, but hidden charges can significantly increase the overall cost. Understanding and avoiding these extra costs is crucial for making an informed borrowing decision.

For millions of Indians, owning a two-wheeler is not just about convenience - it's a symbol of freedom and self-reliance. 

Applying for a two-wheeler requires careful consideration. You need to take certain factors like your repayment capacity, loan amount, interest rate.

In today's complex financial landscape, having multiple Savings Accounts has become an increasingly popular strategy for effective money management.

Daily expenses are on the rise. If you're not saving money today, you may find it difficult to manage your financial life in the future. It becomes far more challenging for low-income earners to find ways to save.

As retirement approaches, it is important to have a well-rounded financial plan that considers various investment options. 

If you're planning to buy a two-wheeler and need a loan, understanding the role of your CIBIL or credit score is important. 

Generally, banks offer customers two types of Two-Wheeler Loans - floating interest rate loans and fixed interest rate loans. 

Mr. X has an ongoing Two-Wheeler Loan. Every month he spends around ₹70,000 on loan EMI. According to Mr. X, the EMI obligations are causing financial stress. 

NRO (Non-Resident Ordinary) Accounts allow NRIs (Non-resident Indians) to manage their income or deposits generated in India. 

Life is full of unexpected surprises, and sometimes those surprises come with a hefty price tag. Whether it's an unforeseen medical expense.

Retirement planning is an essential aspect of financial management that requires careful consideration and strategic investment choices. 

Digital Fixed Deposits are fast becoming a cornerstone of savvy financial planning. They offer maximum convenience allowing investors grow their savings in a secure way from the comfort of their home. 

Digital Fixed Deposits are fast becoming a cornerstone of savvy financial planning. They offer maximum convenience allowing investors grow their savings in a secure way from the comfort of their home. 

When it comes to our health, we all want the best care possible. However, rising healthcare costs, have impacted millions of families in India. In fact, the country experienced a medical inflation rate of 14% in 2021, 

Starting a business can be an exhilarating endeavor, but it requires financial investment. While many entrepreneurs seek external funding sources, such as loans or investors, another viable option is to fund your business using your own savings

As you approach retirement, it's crucial to have a financial plan in place to ensure a secure future. Having a dedicated Savings Account for Senior Citizens can help you build a retirement corpus with ease.

Both PPF (Public Provident Fund) and Fixed Deposits (FDs) are excellent long-term investment options.

Fixed Deposits (FDs) are the most popular investment instrument in India due to their stable and guaranteed returns.

The Power of Compounding – a phrase commonly used when talking about Fixed Deposits (FDs). 

Are you stuck with a high-interest Two-Wheeler Loan? In such situations, you can opt for Two-Wheeler Loan Balance Transfer.

Are you considering buying a two-wheeler? While it's exciting to own a bike, it's crucial to protect yourself from potential risks on the road. 

Abhishek has an ongoing two-wheeler loan. He has used the amount to purchase a two-wheeler of his choice.

Arun has a two-wheeler loan going on against his bike. However, he's not happy with the interest rates and other terms of conditions of his current loan account. 

Are you planning to buy a two wheeler and need financial assistance? You can consider taking a two-wheeler loan. Such loans offer lower interest rates and require minimal documents compared to personal loans. 

Planning to paying off your two-wheeler loan early? We have compiled a list of best two-wheeler loan repayment strategies that can help you clear your loan faster.

Two-wheeler Loans are available for both salaried and self-employed individuals. For the salaried, two-wheeler loan application process is fairly straightforward.

Are you considering purchasing a new motorcycle? With motorcycles being the most preferred mode of commute in India, it's no surprise that many people turn to two-wheeler loans to fulfil their dreams of owning a bike. 

Planning to purchase your favourite bike but short on cash? Availing a two-wheeler loan may help solve the problem. 

In Indian households, when it comes to investments, Fixed Deposits have always been a popular choice. In fact, as per SEBI data, about 95% of Indian households have parked their savings in FDs.

In a world marked by uncertainties and constant challenges, the significance of nurturing a healthy savings habit cannot be emphasised enough.

Managing finances as a couple is an essential part of building a life together. From making decisions about vacations and long-term goals to handling day-to-day expenses, 

Have you ever considered tapping into your Fixed Deposit when faced with financial needs? We are not talking about liquidating your FD, but using your FD as collateral to take loan or overdraft facility. 

When it comes to saving money, choosing the right type of Fixed Deposit (FD) can make a significant difference in your financial journey. Whether it's a Digital FD or a traditional FD, each comes with its unique set of features and benefits tailored to different saving needs and preferences.

Have you ever wished your savings could grow on their own while you focus on daily life? Auto Fixed Deposits might just be the solution you are looking for.

In Indian households, Fixed Deposits (FDs) are considered the most preferred investment choice. FDs. 

When it comes to growing your savings, term deposits are a popular option that offers stability and capital preservation.

When it comes to managing our wealth, we often focus on wealth creation but tend to overlook the crucial step of wealth preservation.

As an NRI, you may be looking for secure and lucrative investment options to grow your savings. 

Savings Accounts offer a safe gateway to park and grow your money. But, if you want to maximise your savings, 

In the last few years, there has been a spike in the number of investors investing in Fixed Deposits (FDs). 

Starting and expanding a small business requires financial support. As an entrepreneur, you may be wondering about the best financing options available to you.

Have you ever considered who will manage your Fixed Deposit investments if something unexpected happens to you? At the time of FD account opening, 

Over the past couple of years, Fixed Deposits (FDs) have regained their stronghold as the number one investment instrument - thanks to the rising interest rates and the security they provide. 

When it comes to investing your money, Fixed Deposits (FDs) are a popular choice among Indians. 

Fixed Deposits have long been a popular choice for investors looking for stable returns with minimal risk. 

Are you looking for a secure way to invest your hard-earned money with stable returns? If so, you’re not alone. 

Fixed Deposit Receipts—ever wondered what they are all about? Commonly known as FDRs, these documents act as a legal proof of your Fixed Deposit investment with the bank.

Are you looking for a quick and hassle-free way to access funds? A loan against fixed deposit could be the perfect solution. 

Check your Fixed Deposit (FD) returns quickly and plan your investments in a better way with the help of online Fixed Deposit Calculators. 

When it comes to investing, individuals often seek safe and predictable options to grow their savings.

When it comes to investing your hard-earned money, Fixed Deposits (FDs) are a popular choice for many. They offer a safe and reliable way to earn steady returns with minimal risk.

Everyone wants to grow their savings, right? One reliable method is through Fixed Deposits (FDs). With FDs, you can enjoy fixed returns elevated by the power of compounding (earning interest on interest). 

Premature withdrawal of Fixed Deposit (FD) means you partially or completely withdraw your deposit amount before the maturity period. Banks offer such facilities for callable FDs, where you can withdraw funds before the deposit tenure. 

Are you dreaming of owning your own two-wheeler but low or poor credit score holding you back? While having a satisfactory credit score is important for securing better deals on bike loans, you can still get a loan even if your credit is not in the best shape. 

A two-wheeler offers flexibility and convenience, perfect for urban and semi-urban India. Whether for daily commutes or weekend adventures, owning one can truly enrich your lifestyle

Dreaming of owning a two-wheeler? Whether it's a bike or a motorcycle, turning that dream into reality requires careful financial planning

Are you planning to own a bike but short on funds? With a two-wheeler loan, you can make that dream a reality. But if you're unsure about the loan application process, don't worry. 

If you are a Non-Residential Indian having an income stream in India and want a hassle-free way to manage your earnings, opening an NRO Savings Account is may help.

Dreaming of owning a two-wheeler that can add convenience and speed to your daily commute

When purchasing a two-wheeler, many people find themselves debating whether to opt for a Two-Wheeler Loan

Owning a two-wheeler is a dream for many people in India.

Whether it's for commuting to work, exploring the city, or simply enjoying the freedom of the open road

Do you have a two-wheeler loan? Are you considering closing it early?

If you're looking for a safe and secure way to save on taxes while growing your wealth,

As far as old tax regime is concerned, no changes was announced in the Union Budget 2024.

The earlier you introduce your children to the importance of financial management, the better it is for their future.

Your credit score determines your creditworthiness.

In India, it's safe to say two-wheelers have secured their place as a favourite vehicle of choice when it comes to every day commute.

Student life is often bittersweet. It’s replete with endless intellectual explorations, late-night study sessions, and that undeniable dream to make it big.

Are you looking for a way to grow your savings faster?

Most of us invest in fixed income instruments like Fixed Deposits, but very few invest ‘smartly’.

In an online forum, a person, who claimed to be an NRI asked, why invest in an NRO Account when you already have an NRE Accounts

Many NRIs have more than just a single income stream, some of which may extend beyond borders.

NRI Accounts offer a seamless platform for NRIs to manage their money in India.

If you are a non-resident Indian (NRI) looking for a convenient way to manage your foreign earnings in India, an NRE (Non-Resident External) Savings Account is worth considering.

There's a saying that the art is not in making money, but keeping it.

Saving money is essential for establishing financial stability and building a secure future.

In India, the two most common savings instruments are Savings Accounts and Fixed Deposits (FDs).

Let's assume Mr. X has a well-paying job. He is the sole breadwinner for his family of 6, which includes

In today's fast-paced world, where technology has transformed various aspects of our lives

Your Savings Account is not just a cash repository. It carries

Whether you're just starting your financial journey or looking to refine your investment strategy,

Seniors are the pillars of our society. Their contribution towards shaping the future of the nation is unmatched. Recognising this, most financial institutions offer additional interest rates for Senior Citizen Fixed Deposit (FD).

When it comes to investments, fixed deposits (FDs) are a popular choice among risk-averse investors.

Looking for a quick and reliable way to earn higher returns on your savings? You can consider investing in short-term Fixed Deposits (FDs). With attractive interest rates and flexible tenure options ranging from 7 months to 1 year, such FDs could help you grow your wealth without parking your funds for too long.

In this blog, we have dissected the concept of short-term FDs and the steps you should take to find the best short-term FD rates to maximise your returns. Let's dive in!

When it comes to managing money in India from abroad, Non-Residential External (NRE) and Non-Resident Ordinary (NRO) Savings Accounts are two popular options. But which one to choose? Understanding the difference between the two can help you make the right choice.

In this article, we have compared NRE Vs NRO Savings Accounts, covering various aspects such as tax implications, repatriation, features, and more. Let's dive in!

Managing income earned in India from overseas isn't that complex anymore for NRIs, thanks to NRO Accounts. However, for a smooth transfer of funds from your Indian bank account to your overseas bank account, it's necessary to understand the repatriation rules. To begin with, funds in an NRO Account are not fully repatriable.

But what does this mean and how does it affect investors? In this comprehensive repatriation guide, we will walk you through the repatriation process, covering the Foreign Exchange Management Act (FEMA) guidelines and RBI regulations.

For NRIs (Non-resident Indians), NRE bank accounts are the perfect solution for managing their foreign income in India. While NRE Fixed Deposits are a go-to option for many NRIs to park their overseas earnings in India and earn tax-free interest, NRE Savings Account allows investors to build corpus while enjoying benefits like fully repatriable funds, competitive rates, easy transfer of funds and more.

Ask anyone about travel planning and they would tell you the importance of taking your finances into account. How daunting it may sound, with a little financial discipline and the right strategies, you can save up for your dream vacation sooner than you think. But how to start saving? Well, consider opening a Savings Account as a stepping stone.

Managing foreign income in India while residing overseas would have been a daunting task if not for NRE Fixed Deposits. With NRE FD account, you can deposit your foreign income in India and earn interest on it.

However, to maximise your earnings, follow the smart strategies as outlined in this blog. We have provided a few pro tips on how to find best NRE FD rates so you can make an informed decision.

Beat the queue and open an FD online in few easy steps. Thanks to digital banking, you can now open a fixed deposit account from anywhere. The entire process is extremely simple, straight-forward, 100% online and safe; all you need is a proper Internet connection.

In this guide, we will walk you through the step-by-step process of opening an FD online. 

If you have a short-term financial goal to meet, investing in short-term fixed deposits could help. For instance, if you think you need funds after a year to meet a specific goal, you can book an FD from 7 days to 12 months, earn interest and withdraw cash upon maturity.

In this article, we have highlighted the key features and benefits of short-term deposits.

Investing in fixed deposits (FDs) is a popular choice for investors seeking assured returns. However, with so many FD products available, it may seem a bit daunting to select the best FD plan that's aligned to your investment goals. In this comprehensive guide, we will walk you through the factors to consider, provide real-life examples, and offer sample calculations to help you make an informed decision while choosing a fixed deposit product.

When it comes to investing your hard-earned money for better returns, fixed deposits (FDs) are often considered one of the best investment options in India. So, if you're starting your FD investment journey, this blog may pique your interest.

In this article, we have provided all the features of the best fixed deposit schemes in India so you can make an informed decision.

When it comes to investments, fixed deposits (FDs) are a popular choice among risk-averse investors. FDs offer guaranteed interest rates, making them a secure investment option.

However, to truly maximise your FD returns, it's necessary to understand the various factors that can influence your earnings. In this blog post, we have explored some smart tips and strategies that can help you get best FD returns. Let's dive in!

It's safe to say, for decades, Fixed Deposits (FDs) have been a trusted choice for risk-averse investors including senior citizens as a secure avenue to park and grow their savings. That being said, whenever new FD rates are announced, investors rarely take advantage of the situation to maximise their savings. Read this blog to understand how to take advantage of new FD rates.

Term deposits are fixed-period investment instruments, meaning you deposit a fix sum of money monthly or in lump sum for a fixed tenure and earn interest on it. For example, Fixed Deposits (FDs) and Recurring Deposits (RDs) are just different types of term deposits. In this article, we have debunked the factors influencing term deposit interest rates so you are well-informed when booking an FD.

The contents herein are only for information purpose and does not amount to an offer, invitation or solicitation to buy or sell, and are not intended to create any legal rights or obligations. This information is subject to updation, completion, amendment without notice and is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or would subject Ujjivan Small Finance Bank Limited or its affiliates to any licensing or registration requirements.